Credit Repair Experts.

Helping you get back on your feet.

— “The team at Credit Solvers were able to  remove a bad credit mark that was unfairly placed against me. We can now move on with our lives.”  – Sandra, NSW

Welcome to Credit Solvers

If you’re drowning in debt, or struggling to get a loan secured due to your history, get in touch and we’ll help you get your finances back on track. 

Our team have many years experience in Credit Repair. We can sit down with you and talk about your current situation. There are options out there. We’re confident that we can find the right solution for you. Don’t stress. Don’t keep your head in the sand. Get in touch with one of our experienced team today. We can help you get out of debt today and look at options to get your loan approved.

Why pick Credit Solvers to Repair your Credit?

We get a hold of your credit report and examine it throroughly to find the issues causing your score to be low. We immediately get to work coming up with a solution for repairing your credit. There are various ways that we work to repair your credit, here are some of the common ones:

If the black mark on your credit was a mistake, a result of fraud or theft or any other error it will be very straightforward for us to get it removed. 

If your black mark was caused by a credit default, we examine that default to ensure that it was lodged and recorded correctly. If there are any errors in the procedure used to file that credit default, or if there are any errors in the details of the default itself we may be able to get it removed entirely. You’d be surprised how our diligence in finding small clerical errors can result in success for our clients.

Furthermore, if the credit provider made mistakes leading up to the filing of the bad credit notice we can use those to get your default expunged from your credit report. These mistakes can be as small as the lender failing to offer financial assistance when needed.

Lastly, we can even come to an arrangement with your creditor to remove the black mark.

So even if your bad credit score is your fault — we may still be able to help!

How do we succeed at fixing your credit?

We remove Credit Defaults

We are able to remove your credit default if the creditor behaved irresponsibly in providing you credit.

We negotiate with the creditor

We negotiate a smaller payment to your creditor to remove the credit default.

We remove Errors

We remove blatant errors from your credit report.

We fight for you

We're on your side, fighting to remove credit black marks so you can move on with your life.

Frequently Asked Questions:

No Obligation Consultation – Our first step is to sit down with you for a no obligation consultation. We will discuss with you your needs and suggest some of our services that may be of benefit to you.

Review of your Finances – Should you decide to take advantage of our services, the next step is to introduce you to the credit repair expert that will manage your individual case. They will collect and review all of the relevant documentation required before taking the next steps.

Find and Fix Errors – These can be clerical or major errors in your report which we can utilise to remove those black marks from your credit report.

If absolutely necessary, Negotiate with relevant parties – Your credit repair expert can then negotiate with any relevant parties. This could be credit reporting agencies to remove inaccurate listings or it could be with lenders or providers to negotiate debt agreements on your behalf -reducing your repayments and securing your future. 

Secure your future – After this you can relax as much of your stress has been removed. You’re more in control of your finances and your credit score will start to improve.

It doesn’t matter how bad it is now. We can help you with your credit repair. Get in touch with one of our experts today for a no-obligation consultation.

In recent years, unfortunately there have been many Indian based companies porporting to provide credit repair services. 

Because Credit repair is an unregulated industry, ASIC’s Money Smart website recommends to avoid credit repair companies.  They say this because most cases that people need credit repair, are generally for minor things that they can fix themselves — like the example on the Money Smart Website. Where a woman incurrs a credit default of $170 due to the mobile phone company not updating their records & sending her bill to the correct address when she notified them of her change of address.

In cases like these, it’s going to be more cost efficient for you to chase it up.  We freely admit that. And if that sounds like you, go chase that up with the Telecommunications Industry Ombudsman.

However, most of the cases we see are more complex (or just look impossible to fix) — and we’re able to go over everything with a fine tooth comb to catch things like regulatory mistakes that a credit provider has made — even if it’s completely irrelevant — and use that to remove the credit default on your credit report.


In some cases, it’s impossible to remove a credit default from your credit report. 

This is only when all of the following apply;
a) You were responsible for the credit default, and
b) The credit default was lodged and recorded absolutely perfectly and accurately.
c) The credit provider did not make any regulatory mistakes in the lead up to the credit default. (This one is common, just look at the Banking Royal Commission!) (i.e. Failed to offer financial assistance when it was aware you needed it.)
d) We are unable to come to a favourable resolution with the credit provider on your behalf.

There is lots of leeway where we are able to catch out lenders often in their mistakes when filing a credit default on your credit report or in the way they treated you in the lead up to the issue. The credit defaults are filed by interns and administration staff, you’d be surprised how often a mistake slips under the cracks, and even worse, the mistakes made when providing credit happen because it’s a huge company — and we all know how often big companies make mistakes — especially regulatory ones.

Generally not, as we’ve written above our process first looks at the easiest ways to catch these lenders out in anything they’ve done wrong leading up to the credit default being listed against your credit file. You’d be surprised how often we manage to do this.

But sometimes those lenders cross all their t’s and dot all their i’s. So as a last resort we can begin negotiations to figure out how much you may need to pay them to get them to be happy enough to remove the black spot on your credit file. 

Kind of like a “I hope to never see you again” payment.

Let us help you by getting hold of your credit reports, helping you understand what it says on your credit rating, and work with you to come up with a solution to fix any problems we may find and ensure that they don’t happen again in the future.

We’ll help resolve any problems you may have, fix any errors we find, and work with companies to sort out any financial issues you may have. A poor credit report can impact on future lending and we can work with you to improve your chances of getting a loan in the future.

We work with you, no matter your background, to help you to take control of your finances. We have many years of experience and in this time have developed full-proof processes. Our processes are design to keep you informed, develop solutions and satisfy all parties. Let today be the day that you get back in control.

Get your finances sorted now. 

Let's help you move on with your life.

Let’s sit down for a free no-obligation phone call to see if we can help you. Fill in the form to the right or call 1300 868 171 to find out more!

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